Coming soon

UPI, withoutyour phone.

Your palm is all you need at the counter.

Coming soon to Campuses near you.

Join the waitlistHelp shape Paychan: take the 3-minute survey
Concept design of a Paychan Terminal at a counter
Concept design

UPI changed how India pays. Next, your phone steps aside.

Indianowmakesabout79croreUPIpaymentsaday,andeveryoneofthemneedsaphonethat'scharged,unlockedandonline.

Source: NPCI, August 2026

We think the next step for UPI is simple: keep everything that works about it, and stop needing your phone at the counter.

You’ve been here before.

Your phone died in the afternoon lecture.
It's in your bag, and your hands are full of books and chai.
The canteen queue is long, the lunch break is short, and the person in front is still waiting for the QR to load.
You've typed your UPI PIN five times today already.

Paying should be the easy part.

How Paychan will work

  1. Step 1

    Enrol once, in person.

    Visit a Paychan Enrolment Desk (a staffed Paychan counter). We scan your palm and link it to your UPI account in the Paychan app.

  2. Step 2

    Approve a Mandate.

    In the Paychan app, approve a Mandate (a spending limit you approve once). The money stays in your own bank account until you pay.

  3. Step 3

    Wave your palm.

    At any counter with a Paychan Terminal (the palm scanner at the counter), wave your palm to pay. No unlocking, no app to open, no QR to scan, no PIN to type.

Built on UPI. Payments go straight from your bank account.

Your palm, your control.

We’re designing Paychan so that:

  • Your palm data is never stored on the Terminal. The Terminal only sends an encrypted scan to our servers for matching.

  • Your palm data is encrypted.

  • You can delete your palm data anytime from the Paychan app.

  • You set the limit. Paychan can only charge within the Mandate you approve, and you can change or cancel it in the app.

We will never ask for your palm scan online.

Enrolment happens only in person, at a Paychan Enrolment Desk. If anyone asks you for a photo or scan of your palm, it isn’t us.

Run a shop, canteen or café?

Interested in a Paychan Terminal at your counter? Talk to us about the pilot.

Work at a college?

Want Paychan on your Campus? Partner with us for the pilot.

Get in touch

Tell us who you are and how to reach you. We’ll get back to you about the pilot.

Questions

Paychan isn’t live yet. Joining the waitlist doesn’t enrol you. We’ll let you know when Paychan is coming near you.Help shape Paychan: take the 3-minute survey

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